Smeclicks

Your Online Solution to Managing Business Risk

Enabling you to effectively manage all aspects of staff employment & workplace safety

  • How sure are you that your business is totally compliant with current law?
  • Are systems in place to defend yourself from employees' personal injury claims?
  • Would your business stand up to the scrutiny of an HSE inspection?
  • ...or be able to withstand a wrongful dismissal / discrimination claim?
  • What effect would workplace accidents /disgruntled employees have on staff morale and company profits?
  • What are you doing to get better priced Employers Liability Insurance?

 

As a valued customer of Towergate Insurance, you now have access to www.smeclicks.co.uk - a simple but innovative approach to health and safety (including a comprehensive suite of e-Learning courses), human resources and business continuity. It is designed to help you fulfil your H&S obligations, minimise your risk of claims and disputes and help ensure your business could continue to function should an incident occur.

Specifically designed for our customers' key business sectors www.smeclicks.co.uk is jargon-free and easy to use.

Features of the site:

  • Email updates: Receive regular updates on changes to H&S and HR regulations and directives
  • Self-assessment: By completing the online assessment tool, you can identify your risk exposure to any H&S or HR claims
  • Business Continuity: With 43% of businesses never recovering from business disruption, it is important to plan for the unexpected. Our tools will help you to do this.
  • A-Z Industry guides: These online guides look at health and safety in the workplace and explain your obligations and key compliance areas
  • HR and H&S for business: Appointing new staff or implementing discipline and grievance procedures? Our set of templates can assist you to create the right protocols for your business
  • Ask the Expert: Using www.smeclicks.co.uk you get access to expert consultations with a maximum 24-hour response time available Monday-Friday
  • Online document manager: All documents can be saved online, so in the case of disruption to your business, such as fire or flood, your documents can be easily retrieved

How does it work?

As a Towergate Insurance customer, you can access the full features of this site, including the online document manager. Access is password protected and there is no specific software needed as this is a web-based application.

What to do next?

  • Choose where you would like to start: Health & Safety, HR or Business Continuity
  • Once inside, begin with the self-assessments and follow the simple instructions which will help you to understand what problems you have and how to remedy them
  • Follow the assessment process step-by-step, printing out and reading all the information before you give your answer at the bottom. If you do not understand what the question is, or how to best answer it, you can get expert advice through the Ask the Expert service
  • Once you have completed the assessment, you will be able to print a "To Do List" of all the things you need to do to improve workplace safety and to achieve compliance with the law. Keep this safe
  • It will also direct you to other areas of the website to understand how to tackle each of the problems on your "To Do List"
  • The Driving Risk Sector will help you to manage areas which you may not have considered as risks to your business
  • You should keep records of all documentation produced and ensure that employees are provided with the significant findings of risk assessments. This will include information on the nature of hazards and the means of controlling or eliminating them
  • As part of your Business Continuity exercise and long-term planning, make use of the document manager in each sector to store all your information and records. This enables secure storage to keep your records in one easily accessible place

www.smeclicks.co.uk is not an insurance product or service and therefore is not regulated by the FCA. It is not subject to the Financial Services Compensation Scheme.

Towergate Insurance is a trading name of Towergate Underwriting Group Limited.

Regulatory Information

Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Registered office: 1 Minster Court, Mincing Lane, London, EC3R 7AA, United Kingdom.

Towergate Underwriting Group Limited is authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA's register by visiting the FCA's website or by contacting them on 0845 606 9966.

The information, software, products and services included in or available through the www.smeclicks.co.uk sites/services may include inaccuracies or typographical errors. Changes are periodically made to the www.smeclicks.co.uk sites/services and to the information therein. www.smeclicks.co.uk and/or its respective suppliers may make improvements and/or changes in the www.smeclicks.co.uk sites/services at any time. Advice received via the www.smeclicks.co.uk sites/services should not be relied upon for personal, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.

Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Registered in England under company number 4043759.

 

www.smeclicks.co.uk is brought to you by one of our service partners, Health and Safety Click Ltd.

Health & Safety Click Limited

12 Saxonville

South Benfleet

Essex SS7 5TD

Company Registration Number : 4228021